Commercial Financing for Business Owners and Real Estate Investors
From SBA and Construction Financing to bridge, private, and investor loan programs, GBCS helps you evaluate potential options for your project.
Sacramento, CA / Serving California and selected U.S. markets
Run the numbers on any deal
Owner-user, investment, refinance, construction, and equipment scenarios. Send us the result and we will pick up from there.
Commercial investment analysis
Is this investment property worth the price?
OpenBuy or lease for your business
What would owning cost my business each month?
OpenCap rate and cash flow
What does this property return?
OpenLoan readiness
Where should I start, and what should I fix first?
OpenStartup budget and cash flow
How much do I need to open, and when could cash run short?
OpenRental property
Does this rental cash flow?
OpenExplore financing options
Use these estimates to prepare questions for a lender. We help with your property search; financing is subject to a separate lender review.
Bank loans
Conventional commercial real estate loans, usually with 20% to 30% down.
Lines of credit
Working capital you draw on when you need it and repay as cash comes in.
Equipment loans
Finance machines, vehicles, and technology, often with little money down.
Equipment leases
Use the equipment for a monthly payment, with an option to buy at the end.
SBA 504
For buying or building a property your business will use. As little as 10% down, with a long fixed rate on part of the loan.
SBA 7(a)
One loan that can cover a building, a business purchase, equipment, or working capital.
Hard money
Short-term loans for when a bank can't close in time or the property needs work first. Ask a lender to review how the loan will be repaid before you sign.
California programs
State programs such as CalCAP Collateral Support and the IBank loan guarantee can help a loan get approved when collateral is short.
Capital guidance for your next move
GBCS helps business owners and commercial real estate investors explore financing for property purchases, refinancing, equipment, and working capital. Based in the Capital of California, we serve clients in our state and selected markets nationwide.
We take the time to understand each request, outline practical next steps, and connect clients with lending options that may fit their goals. Financing is subject to lender criteria, documentation and approval.
More about usTell us what you're looking for
A building, a space to lease, or a loan for a property you already have in mind.